So you’ve stopped smoking three months ago. How come you are still considered by insurance companies as a smoker?

Usually, life insurance companies have various categories in classifying if you are considered as a smoker or not. Most of them require an insurer to be smoke-free for at least one year. Some even consider three to five years before one qualifies for non smoker rates.
Why in such long period of time? We all know that smokers usually stop their habit for awhile then return to smoking again in a month or two. If you are one of those individuals, better consult your agent about your case.

This entry was posted on Monday, May 5th, 2008 at 4:17 pm and is filed under Life Insurance Policy. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.